The one downside to this job is that I have to take a pay cut. One that is not insignificant.
The reduction won't be so drastic as to harm our ability to pay our bills, but it will mean that we need to redo our budget. We will surely have a little less disposable income for fun things. However, money isn't something that is super important to me-- career satisfaction is definitely more important-- so I think the trade off is worth it.
So why am I getting so personal as to tell you this? Because I want to hear from you! When you've had to tighten your budget, how did you do it?
Some steps I think I can take without (too) much grief, include:
- Getting rid of Birchbox. I gotta say, I enjoy getting it and it feels like a little present, but honestly? I don't use all the samples. While it's nice to try new things, I feel like I still have a bunch to try out after getting it for about 8 months.
- Limit random snacks and coffees out. I work downtown in Raleigh and end up getting an afternoon coffee or cookie far too often. Yes, sometimes you really need it, but sometimes I do it just because I want to get some fresh air away from the office. I think I can make an effort to get outside and read during lunch on those days rather than buying something.
- Consider dropping cable. R and I have considered this for a while. Honestly, I'd be willing to drop it with no reservations if HBO was available through Roku. I really enjoy a couple HBO shows, including Boardwalk Empire, True Blood, and the Newsroom, and I would miss those. I've heard it might be possible through Roku & someone's HBO Go account.
- Limit impulse purchases. I'm generally pretty good about this when it comes to clothing, but I have a hard time with the little stuff. I'll regularly go into Target and come out with several things not on my list. Doesn't everyone do this? Target is a black hole!